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All loans are subject to credit approval.
For
current interest rates and terms, or a full disclosure of all
terms and conditions for these accounts, please contact one of
our Customer Service Representatives.
 Mortgages:
We offer a variety of terms and options to help most prospective
home buyers and existing home owners. Quick closings, reduced
paperwork, and low fees are just some of the advantages you will
experience when you deal with one of our loan officers.
*** We service all of our mortgage loans. The same hometown
service you receive during the application process will carry
forward during your repayment. No searching from coast to coast
for the latest bank that is servicing your loan, just the same
community bank who values you as a customer, not a number.
Consumer Loans:
Are you a homeowner? Use the equity in your home to your
advantage. We offer fixed and variable rate Home Equity options.
Our lines of credit are accessed by check, so once the line of
credit is established you can borrow at your discretion without
ever stepping inside the bank. Most Home Equity loans are tax
deductible (consult your tax advisor for eligibility).
Need cash in a hurry? We have loans for a variety of reasons,
secured or unsecured, with flexible terms and payments that fit
your budget. Our goal is to get you what you need quickly.
New or pre-owned, no problem. Give us a call or stop by and
check our rates and terms before you hit the car lot. Purchasing
a vehicle is complicated enough without adding the chore of
financing at the dealership. Our suggestion, -- take the rebate
and let us do the financing.
We all make mistakes. Don’t let that adding error or slight
overspending spoil your good reputation. Apply today for an
overdraft protection line of credit and avoid the embarrassment
and hassle of costly overdraft fees and NSF check charges.
Commercial Loans:
Who better to offer loans to your local business than another
local business? Living and working in the communities that we
serve is our hallmark. Being a community bank, we understand the
unique needs of your business, and are ready to service those
needs. From credit lines, to equipment loans, or even a building
loan, we can help.
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PERSONAL LOANS